In this new era of technology, scamming is a pervasive thing on a daily basis, so take note of these 5 Things to Be Done When You Get Scammed. If you’re not a victim of a scam, then you must know of someone who was victim to it.
It is a stressful situation falling for fraudulent people who want to obtain something valuable from you such as personal information or money. Otherwise, do not panic, let’s discuss a few things that you need to do:
1) Check with your Bank
Contact your bank service provider as soon as possible to notify them of the fraudulent activity to take the necessary measures such as stopping any transaction that is underway. They may also run a thorough check on your security details to verify any unauthorized access.
If you get more concerns regarding the issue, you can request for the closure of your account. The bank also provides laws and obligations on refunding the money that could have been taken, although this may demand some legal processes.
2) File a fraud report
Contact the major credit bureaus and report the issue. Then acquire your credit report which indicates all transactions made from your listed accounts. Filing a report ensures that you get alerts through the bank when anyone tries to use your credit cards.
Using the credit reference agency that provides the credit card shows when it’s compromised and the scammer will not access or use your finances.
3) Contact the local authorities
The police may not retrace the money, but it is advisable to record a statement with them about the scammers. It will help with any possible future proceedings and efforts to track the culprits as well as alerting the police of ongoing fraudulent activities thus ensuring other people remain alert.
4) Use of search tools
A free reverse number lookup tool is of great help as it enables you to identify the source of an unknown caller numbers and credit collections by entering the phone number. An area code tool helps provide the search tool with the relevant information of the scammer.
5) Contact the action fraud center
The National Fraud intelligence Bureau assists combat fraud and cybercrime. The UK’s reporting center has a website and a helpline through which the victim can report any form of cheating. You can also learn ways to protect yourself from the same.
Online scamming is so prevalent nowadays, and new forms are emerging as technology advances. Scammers prey on your good-will and use it to their advantage thus widening the victim radius, hence anyone can fall for their trap.
Don’t let embarrassment derail you from reporting the issue when it happens. Contact close friends and family to save them from being the next victims. Don’t forget to protect yourself first by carrying out a background check before undertaking any negotiation.
Take the time to secure your vital details such as security, passwords and pins, and personal, email and date of birth among others. For more information, feel free to check into how to protect yourself from scams. We hope this helps, thank you!