• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar

The Rebel Chick

Miami Lifestyle Travel and Food - Jennifer Quillen

  • Food
  • Travel
  • Lifestyle
  • Pets
  • Style & Beauty
  • Shopping
  • Entertainment
menu icon
go to homepage
  • Food
  • Lifestyle
  • Travel
  • Pets
  • Beauty
  • Entertainment
  • Contact Me
  • eBay Store
    • Email
    • Facebook
    • Instagram
    • Pinterest
    • Twitter
    • YouTube
  • search icon
    Homepage link
    • Food
    • Lifestyle
    • Travel
    • Pets
    • Beauty
    • Entertainment
    • Contact Me
    • eBay Store
    • Email
    • Facebook
    • Instagram
    • Pinterest
    • Twitter
    • YouTube
  • ×

    Home » Lifestyle

    What Happens to Your Car Insurance Rates After a Speeding Ticket?

    March 13, 2023 by Jenn Leave a Comment

    0 shares
    • Share
    • Tweet
    • Email
    • Reddit
    • Yummly

    If you get caught speeding, you’ll want to know how it will affect your car insurance rate. What Happens to Your Car Insurance Rates After a Speeding Ticket?

    Well, the answer is your insurance rate will likely go up. 

    However, the precise rate increase will depend on your specific insurer and the state that you live in. 

    Let’s find out more. 

    What Happens to Your Car Insurance Rates After a Speeding Ticket?

    How much will your car insurance increase after you get a speeding ticket?

    At the end of the day, you won’t know the exact amount that your insurance will increase until you get a quote from your insurance company. But we can look at NerdWallet’s recent analysis of rates across the U.S. to get an idea of what the average increase is for insurance rates after a speeding ticket. 

    The study involved looking at rates for a thirty-five-year-old driver who goes sixteen miles per hour over the speed limit. 

    The analysis discovered that such a driver would see his or her car insurance rate go up by around 25%. And throughout the nation, drivers with speeding tickets pay an average of $2,043 per year for full coverage insurance, which works out to $413 more than drivers with clean driving records.

    The Rate Increase Depends on Your Specific Insurance Company

    While the above is a good rough guide to how much you can expect your car insurance rate to go up after receiving a speeding ticket, the precise amount you will pay will depend on your insurance company. 

    Indeed, you could easily get a lower rate by comparing multiple insurance companies, which you can do quickly at the iSelect car insurance comparison site. 

    Furthermore, some insurers only raise their rates for drivers with speeding tickets after those drivers have received two or more tickets. 

    Not every car insurance company raises their rates after a single speeding ticket, so if you only receive one ticket, you could potentially find your rate doesn’t increase at all. 

    The Rate Increase Depends on Where You Live

    Even if you have a good insurance company, your car insurance rate could increase after you get a speeding ticket due to the state that you live in. 

    In fact, the rate increase can vary significantly depending on your location. 

    For example, according to the report from NerdWallet, drivers who receive speeding tickets in Michigan pay an average of $92 more per month for their auto insurance while drivers with tickets in New Hampshire only pay an average of $10.25 more per month. 

    Here are the average annual rate increases for just a few different states:

    • Idaho: $191.
    • Texas: $193.
    • Alaska: $202.
    • Connecticut: $313.
    • Maryland: $400.
    • Rhode Island: $472.
    • Kentucky: $489.
    • Wyoming: $508.
    • Louisiana: $673.
    • California: $735.

    How long does a speeding ticket stay on your driving record?

    If you get a speeding ticket, you’re sure to want to know how long it will stay on your driving record. After all, when the period passes, you could get cheaper car insurance. 

    Well, again, the exact amount of time that speeding tickets take to drop off your record depends on your specific state, but the ticket will certainly be removed from your driving record within three to five years. 

    Don’t Speed!

    Lastly, it’s worth reminding you that you should never speed. 

    After all, if you never speed, you can never get a speeding ticket and see your car insurance rate go up. 

    But more importantly, speeding is a leading cause of car accidents and it puts your life and others’ lives in danger. So, whether you’re embarking on a road trip or commuting to work, it’s never worth speeding just to get somewhere more quickly. 

    More Lifestyle

    • Ways To Work Through Healing And Forgiveness
      Ways To Work Through Healing And Forgiveness
    • The Guide to Stress Free Moving
      The Guide to Stress Free Moving
    • Creating Success in the Real World: Stepping Outside the Classroom
      Creating Success in the Real World: Stepping Outside the Classroom
    • 10 Family Traditions to Enjoy Together
      10 Family Traditions to Enjoy Together
    0 shares
    • Share
    • Tweet
    • Email
    • Reddit
    • Yummly

    About Jenn

    Jenn, AKA "The Rebel Chick," is a single woman who strives to help her readers live their best lives possible. Whether it be through sharing new recipes, sharing her dating stories, or encouraging people to embrace adventure and travel, she aims to inspire people to live full, happy and authentic lives.

    Reader Interactions

    Leave a Reply Cancel reply

    Your email address will not be published. Required fields are marked *

    Recipe Rating




    This site uses Akismet to reduce spam. Learn how your comment data is processed.

    Primary Sidebar

    • Email
    • Facebook
    • Instagram
    • Pinterest
    • Twitter
    • YouTube

    Hi, I'm Jennifer! I'm a Miami native and I love sharing easy dinner recipes, baking recipes, travel ideas and general Miami Lifestyle fun! Follow along for inspiration on how to make the most our of life!

    More about me →

    Recent Popular Recipes

    • Crock Pot Pork Tenderloin with Apples
    • Gluten Free Chicken Pot Pie Casserole Recipe
    • Leftover Oatmeal Cookies
    • Orange crush cake

    Archives

    Subscribe to The Rebel Chick Newsletter

    * indicates required

    Recipes search engine

    Footer

    ↑ back to top

    About

    • Privacy Policy
    • Disclaimer

    Newsletter

    • Sign Up! for The Rebel Chick emails and updates, usually sent monthly or quarterly.

    Contact

    • Contact
    • Services
    • Media Kit

    The Rebel Chick is a participant in the Amazon Services LLC Associates Program, Share-a-Sale, Commission Junction, Rakuten and LinkShare; affiliate advertising programs designed to allow me to earn advertising fees by advertising these affiliate links. 

    Copyright © 2023 · Jennifer Pridemore Quillen · All Rights Reserved TheRebelChick.com

    0 shares