Nobody's perfect, not even the most diligent, loving, attentive parents. Human beings make mistakes, but they also possess the unique ability to avoid errors by taking action to prevent common missteps.
Moms and dads with student loan debt leftover from their college days can refinance it and instantly lower monthly expenses. Other frequent oversights include:
- Erroneous assumptions about local schools.
- Forgetting to implement a family fire safety policy.
- Not monitoring how their kids use computers.
- Failing to instruct children about stranger danger.
Fortunately, every parent can side-step these common mistakes. Here are the pertinent details about each pitfall.
Are You Making These Common Parent Mistakes?
Not Refinancing Your College Loans
Parents who refinance their student loans can save money month after month without doing anything but making a simple decision. Those who opt for a NaviRefi student loan refinance agreement can get not only lower monthly payments but also better terms, more time to repay the full balance, and competitive interest rates.
It's worth noting that the vast majority of moms and dads have better credit scores today than when they applied for college loans years ago. The big mistake is to think that refinancing is a hassle and not worth the time.
On the contrary, the entire process takes just a few minutes online and can deliver measurable financial results in a matter of days in the form of significantly lower payments.
Assuming All Schools are the Same
Explore public, private, charter, and homeschooling in your area before deciding where to park the young ones who are ready for the daily rigors of mandatory education. Public district quality varies widely from city to city, with many charter institutions offering an excellent education for a modest tuition fee.
Additionally, check for neighborhood-based homeschools run by an experienced neighbor or like-minded educator who has your kids' best interests at heart.
Ignoring Fire Safety Practices
There's no excuse to omit fire safety from the family agenda. Obtain a training kit from a local fire department and use it to teach youngsters how to get out during an emergency, alert others, and call for help.
Have drills at least once per month and give older children a chance to lead and organize some of the activities. Many families who have survived house fires are alive today because they know how to act fast to save themselves.
Not Monitoring Child Computer Use
Children might complain about lack of privacy, but be certain to institute a comprehensive oversight technique for all their computer use. Know who they're chatting with, which sites they visit regularly, and how they spend their free time online.
Fortunately, there are several parent-friendly apps that can help you get started with the essential task of monitoring the computer use of all your children.
Neglecting to Teach Stranger Danger
Take a family-oriented stranger-danger course online and reinforce the concepts when explaining the situations to your kids. Basic classes are all pretty much the same and are based on simple concepts.
Arm your youngsters with the information they need to survive in a potentially hostile society.