In a mixing bowl, add the wheat and white flours, cinnamon, ginger, nutmeg, cloves, salt and baking soda and stir together.

In a large bowl, add the butter and the sugar and cream until well blended.

Add the eggs and beat, one egg at a time.

Add the pumpkin puree and vanilla - beat until mixed.

Add the flour mixture, slowly, a little bit at a time, until moistened.

Beat in the warm water.

Add the pecans and stir with a spoon or spatula.

Pour batter into the greased and floured loaf pan.

Add all the streusel ingredients in a small bowl and mix together until well-combined.

Sprinkle streusel mixture over the top of the batter.