Protect Yourself with Asurion Cell Phone Insurance! #AsurionProtects

This blog post is part of a paid SocialMoms and Asurion blogging program. The opinions and ideas expressed here are my own. To read more on this topic, click here.

I've never lost a phone...mostly because my phone is always glued to my hand and I guard it with my life.

You think I jest...

I have, however, broken a phone. It was not a happy day. I think I almost had a nervous breakdown! And Angeline? Well, let's just say that it would be easier to tell you how many phones she has not broken or lost! Let's see, we've had two of her cell phones go through the washer and dryer, one get ruined by watermelon juice, one get stepped on by a friend, one stolen and two dropped and broken.

And she's only 15.

Ah, but we're not the only ones! Over 80 million cell phones are lost, stolen or damaged every year and 51% of parents have reported having to replace at least 2 phones in the past year and a half alone. That makes me feel a little better!

Summer and fall seem to be the most dangerous times for cell phone loss and damage, most likely due to an increase in activity and travel during summer vacation and the hustle and bustle of back to school.

When Angeline dropped her iPhone 5 at my grandma's last month, I was terrified that we would have to replace her phone. We weren't eligible for an upgrade, we were leaving for our cruise the next week - and you guessed it, we didn't have insurance on her phone.

Replacing a iPhone 5 at full retail price costs $849.99 for the 64gb model. Luckily, her phone was actually okay, and we just had to replace the screen at the Apple store. That still cost us almost $200, which was not in the budget, what with our upcoming vacation expenses!

As you might recall, Angeline dropped her iPhone 4 and totally broke it all to pieces 2 years ago. Will I ever learn!?

Yes. I've learned my lesson!!

With Asurion insurance, even if you filed a claim 12 months into your contract, you could save $500 on replacing an iPhone 5 64gb. You can find out how easy it is to file a claim at Asurion.com.

When deciding which cell phone insurance plan to buy - because we are definitely getting insurance now, even if it's just on Angeline's phone - first you need to consider the type of coverage that you need.

The only insurance that can protect from loss, out-of-warranty damage (including both liquid and physical damage) and theft is Asurion.

Yep, Asurion is the ONLY ONE! They provide replacement service and claims filling both online and over the phone.

And get this, the new phones are usually shipped overnight so that they arrive the next day, even if you file your claim as late as 11 PM central time!

About Asurion Services

Mobile protection provides cell phone users with rapid replacement coverage, device location and data management tools, along with ongoing live tech support to care for your privacy, productivity, socializing and even entertainment.

Home-product protection (that is offered by NEW, Asurion’s sister company, through retailers) provides repair and replacement coverage for all things electronic, from appliances to treadmills, tablets to TVs, keeping your home and lifestyle in harmony.

Still think that cell phone insurance is an necessary expense? Think again!

• Young adults, age 16-24, report using their cellphone more regularly than their laptop or tablet. I think that even older adults will find that this applies to them. I know it's true for me!
• 57% of parents reported their kids have lost or damaged a cellphone. As I mentioned before, Angeline has lost and broken several phones...
• 38% of young adults report dropping their phone more than twice a week. Yep, that's definitely me, though I'm not what you'd consider young!

Teens, age 16-24, drop their phones more than any other age group (33%).

With numbers like that, it seems that you can't afford to NOT have insurance on your and your family's cell phones!

Check out Asurion.com to get a quote!

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